Top Reasons to Use Mvelopes Personal
Recover 10% of your income from hidden spending
By knowing where your money is going and setting up spending envelopes beforehand, Mvelopes users have been able to save 10-20% of their income each month. Mvelopes helps you eliminate hidden spending from all those little purchase that add up to more than you think. With better tracking and forecasting, you can recover that extra 10% each and every month. Over the year that really adds up! If you make $40,000/year that's $4,000 dollars you could save and put to better use.
Sande, Photographer
"I had no idea that I was spending $400 per month on gardening! Mvelopes Personal has helped me save $350 per month and put it toward debt reduction." |
Always know how much you have left to spend in every budget category
Quicken® and MS® Money both use after-the-fact budget reconciliation. This means that you don't know how much you have spent until it's too late. Quicken and Money simply do not help you manage your spending or teach you how to effectively use a budget. Mvelopes Personal provides you critical balance information for each spending category at all times. You always know how much money you have left to spend and how long it has to last, enabling you to make informed spending decisions.
Stacy, Cosmetologist
"I love Mvelopes Personal because it actually sets aside money for upcoming periodic expenses. All the other "budgeting" programs we tried were only good for tracking what we had already spent - not telling us how much was left to spend from before we made a purchase." |
Automatically track all your purchases
With Mvelopes Personal, you get all your transactions from all your accounts at once. Mvelopes simultaneously retrieves all your checking, savings, and credit card transactions from your financial institutions at once. You decide which envelope budget category to assign each transaction to, and you don’t have to type in any of the information! Getting all this information automatically saves you time and money. No other personal finance program can do this!
Annette, Homemaker
"Before Mvelopes, we would discuss purchases but not know exactly where the money would come from… Now I feel much more in control of our money and not controlled by it." |
Effectively manage credit card spending
Mvelopes Personal’s credit card spending tracker knows every time you have used a credit card to make a purchase. It sets aside money from your spending envelopes into a credit card payment envelope. This enables you to pay off your purchases in FULL each month. No more costly finance charges and interest payments for you!
Quickly eliminate debt
People who use Mvelopes Personal have found that many of their spending envelopes have money left over in them at the end of the month. By applying this money to debt reduction they eliminate debt at a much faster rate, often in less than half the time. Once one debt is paid in full, they roll that amount over into the next debt and continue to pay them off at an accelerated rate. You too can eliminate your consumer debt before you know it using Mvelopes Personal.
Stewart, Journeyman Electrician
"My wife and I have been using Mvelopes Personal for over 4 months and have eliminated ALL of our consumer debt! It has saved us more than once from impulse buys and unnecessary finance charges. Once you've used it, you'll wonder how you ever lived without it." |
Anytime, anywhere online and mobile access
The Mvelopes Personal system is completely ONLINE. That means you can access your information from anywhere you have an Internet connection – including from your mobile phone! So whether you're at home, the office, the mall or the grocery store, you always have your information literally right at your fingertips. This gives you control to make informed spending decisions and always know exactly how much you have left to spend. There's no software to install or yearly upgrade fees and no need to sync your information on your computer and mobile phone.
Jennifer, Advertising Consultant
“Each fall I like to buy a season pass for Alta Ski Resort. Since I’ve started using Mvelopes, it is so much easier now to pay for it. Rather than having to come up with the whole amount at once, I set a little aside each month. Then when September rolls around, I already have the cash to pick up my pass. Now I just have to wait for the snow!” |
Mvelopes named one of "The 100 Best Products of the Year"
Mvelopes Personal 3.0 was honored by PC World with a 2006 World Class Award – one of The 100 Best Products of the Year. The 100 winning products and services were selected for their exemplary design and usability, features, performance, innovation, and price. The list was announced in the July 2006 issue of PC World.
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Harry McCracken, editor in chief of PC World
“Products that win PC World's World Class Awards set the standard for excellence in the IT and consumer electronics industries," stated Harry McCracken, editor in chief of PC World. "From notebook computers and security software to music players and Web sites, the editors reward the most outstanding performers in this annual awards program. Congratulations to Mvelopes Personal.” |
Try Mvelopes free for one month and see for yourself
You can try the Mvelopes Personal System FREE for one month. Once you've tried the system, we know you will love it. There is absolutely no obligation during the free trial period**! If you continue using the Mvelopes Personal system pay as little as
$7.40* a month.
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See how simple it is to manage your money when you can do it all from one place. Enroll today and get your first month FREE.
- 30-day FREE trial – absolutely no obligation!
- As little as
$7.40 /month*
- Cancel anytime during your free trial**
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*Based on a 2-year membership plan, other plans available.
**To avoid being charged the full service plan fee, simply cancel before the free trial period ends.
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